Finance, the KEY component to starting a business?

In Robert Kiyosaki's words: "There are three components to starting a business. One is the right plan; two is the right team and three is the money. Rarely do these three components come together when starting a business. It's the dusty of an entrepreneur to grab one piece and start the business, the remaining two pieces will be found along the way. Finding the two components may take a year or more than 10 years; the point is start with what you have"

While some might argue that Robert is right, I wonder if his ideas are practicable and attainable, particularly in an ambiance such as ours. In this our "obodo naija"can you actually start a business with just a good plan and without money? Or can you start with a good plan, the right team but without the necessary start-up funds?

Need a business plan?!

Have you ever thought of that amazing business idea? Have you ever pondered on how to have that competitive edge? Have you ever tried to seek for venture capitalists but you have no idea how to start or what you need?